Do I need life cover?

Life Insurance – Is it Right for you?   Most people today will invariably have some life insurance which will pay out on death either over a given time (Term Assurance) or for the rest of your life (Whole of Life). It never ceases to amaze me how many people don’t actually review their Life […]

Cash ISAs vs Stocks and Shares ISAS – which one should I invest in?

Many people we meet with come to us for advice on their ISAs.  The majority of the time they have number of Cash ISAs which at some point was providing them with a much higher return than they are getting now!  Interest rates were reduced in August last year to 0.25% and so the returns […]

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